LexinFintech Holdings Ltd. - LX - Fundamentals

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Breakdown	2015 12/31	2016 12/31	2017 12/31	2018 12/31	2019 12/31	2020 12/31	2021 12/31	2022 12/31	2023 12/31	2024 12/31	2025 12/31	TTM
REVENUE	2,525	4,339	5,582	7,597	10,604	11,645	11,381	9,866	13,057	14,204	12,791	13,195	📊
Revenue Growth (1Y)	--	+71.83%	+28.66%	+36.09%	+39.58%	+9.82%	-2.27%	-13.31%	+32.35%	+8.78%	-9.94%	+3.16%	📊
Revenue Growth (5Y)	--	--	--	--	+319.95%	+168.41%	+103.87%	+29.87%	+23.14%	+21.97%	+12.40%	+15.95%	📊
Revenue Growth (10Y)	--	--	--	--	--	--	--	--	--	+462.53%	+194.82%	+204.13%	📊
Cost of Revenue	2,597	3,737	4,262	4,585	5,609	8,012	5,631	6,831	8,544	8,459	3,549	418	📊
Cost of Revenue Growth (1Y)	--	+43.86%	+14.06%	+7.58%	+22.34%	+42.83%	-29.72%	+21.31%	+25.08%	-1.00%	-58.04%	-88.22%	📊
Cost of Revenue Growth (5Y)	--	--	--	--	+115.96%	+114.42%	+32.12%	+48.99%	+52.32%	+5.58%	-36.97%	-92.58%	📊
Cost of Revenue Growth (10Y)	--	--	--	--	--	--	--	--	--	+225.67%	-5.02%	-88.81%	📊
Gross Profit	-72	602	1,320	3,012	4,994	3,633	5,749	3,035	4,513	5,745	9,242	7,868	📊
Gross Profit Growth (1Y)	--	+930.87%	+119.27%	+128.16%	+65.81%	-27.25%	+58.25%	-47.22%	+48.71%	+27.29%	+60.88%	-14.87%	📊
Gross Profit Growth (5Y)	--	--	--	--	+6992.40%	+503.47%	+335.52%	+0.76%	-9.63%	+58.12%	+60.75%	+36.85%	📊
Gross Profit Growth (10Y)	--	--	--	--	--	--	--	--	--	+8028.24%	+1435.17%	+1206.85%	📊
Operating Expenses	325	591	844	1,190	2,367	2,200	2,679	2,700	2,634	2,740	6,978	5,167	📊
Operating Expenses Growth (1Y)	--	+81.92%	+42.88%	+40.92%	+98.89%	-7.05%	+21.77%	+0.80%	-2.46%	+4.03%	+154.68%	-25.96%	📊
Operating Expenses Growth (5Y)	--	--	--	--	+628.55%	+272.25%	+217.24%	+126.91%	+11.29%	+24.55%	+160.50%	+92.88%	📊
Operating Expenses Growth (10Y)	--	--	--	--	--	--	--	--	--	+743.43%	+1080.78%	+774.28%	📊
Sell General Administrative	284	464	609	870	1,951	1,726	2,130	2,117	2,121	2,162	0	-89	📊
Research and Development	40	127	235	320	416	474	549	583	513	578	0	-149	📊
Other Income Expenses	0	-11	28	110	278	99	113	61	0	0	6,978	5,843	📊
EBITDA	-396	16	495	1,852	2,834	1,532	2,978	1,232	1,522	2,392	2,264	817	📊
EBITDA Growth (1Y)	--	+103.95%	+3065.12%	+274.57%	+52.97%	-45.94%	+94.40%	-58.62%	+23.54%	+57.09%	-5.34%	-63.89%	📊
EBITDA Growth (5Y)	--	--	--	--	+815.66%	+9704.56%	+502.19%	-33.47%	-46.27%	+56.12%	-23.98%	-72.55%	📊
EBITDA Growth (10Y)	--	--	--	--	--	--	--	--	--	+704.04%	+14389.80%	+5132.13%	📊
Depreciation and Amortization	1	5	19	30	88	107	145	148	145	105	0	--	📊
Operating Income	-397	11	476	1,799	2,699	1,425	3,039	-348	1,879	3,005	2,264	1,449	📊
Operating Income Growth (1Y)	--	+102.78%	+4209.30%	+278.18%	+50.07%	-47.23%	+113.30%	-111.45%	+640.26%	+59.90%	-24.65%	-36.00%	📊
Operating Income Growth (5Y)	--	--	--	--	+779.42%	+12806.06%	+538.82%	-119.34%	-30.39%	+110.91%	-25.50%	-52.31%	📊
Operating Income Growth (10Y)	--	--	--	--	--	--	--	--	--	+856.21%	+20409.93%	+13027.01%	📊
Interest Expense	2	48	76	23	39	78	63	56	50	9	245	128	📊
Pre Tax Income	-399	-60	475	2,110	2,707	686	2,770	1,029	1,327	1,354	2,019	1,066	📊
Tax Provision	-89	58	234	132	412	91	435	203	261	253	388	100	📊
NET INCOME	-310	-118	240	1,977	2,295	595	2,334	820	1,066	1,100	1,631	822	📊
Net Income Growth (1Y)	--	+61.98%	+303.79%	+722.67%	+16.04%	-74.07%	+292.27%	-64.88%	+30.03%	+3.24%	+48.25%	-49.62%	📊
Net Income Growth (5Y)	--	--	--	--	+839.72%	+604.48%	+871.04%	-58.54%	-53.54%	+84.96%	-30.10%	-64.78%	📊
Net Income Growth (10Y)	--	--	--	--	--	--	--	--	--	+454.77%	+1483.24%	+796.92%	📊
Basic EPS	-2.04	-0.78	0.46	10.9	12.9	3.26	12.66	4.72	6.34	13.28	9.64	4.98	📊
Diluted EPS	-1.88	-0.71	0.36	10.9	12.21	3.12	11.46	4.42	5.92	12.98	9.16	4.8	📊
Basic Average Shares	152	152	57	181	187	206	204	196	168	83	169	166	📊
Diluted Average Shares	165	165	70	181	188	206	207	196	180	85	178	169	📊

Breakdown

2015

12/31

2016

12/31

2017

12/31

2018

12/31

2019

12/31

2020

12/31

2021

12/31

2022

12/31

2023

12/31

2024

12/31

2025

12/31

TTM

REVENUE

2,525

4,339

5,582

7,597

10,604

11,645

11,381

9,866

13,057

14,204

12,791

13,195

📊

Revenue Growth (1Y)

+71.83%

+28.66%

+36.09%

+39.58%

+9.82%

-2.27%

-13.31%

+32.35%

+8.78%

-9.94%

+3.16%

📊

Revenue Growth (5Y)

+319.95%

+168.41%

+103.87%

+29.87%

+23.14%

+21.97%

+12.40%

+15.95%

📊

Revenue Growth (10Y)

+462.53%

+194.82%

+204.13%

📊

Cost of Revenue

2,597

3,737

4,262

4,585

5,609

8,012

5,631

6,831

8,544

8,459

3,549

418

📊

Cost of Revenue Growth (1Y)

+43.86%

+14.06%

+7.58%

+22.34%

+42.83%

-29.72%

+21.31%

+25.08%

-1.00%

-58.04%

-88.22%

📊

Cost of Revenue Growth (5Y)

+115.96%

+114.42%

+32.12%

+48.99%

+52.32%

+5.58%

-36.97%

-92.58%

📊

Cost of Revenue Growth (10Y)

+225.67%

-5.02%

-88.81%

📊

Gross Profit

-72

602

1,320

3,012

4,994

3,633

5,749

3,035

4,513

5,745

9,242

7,868

📊

Gross Profit Growth (1Y)

+930.87%

+119.27%

+128.16%

+65.81%

-27.25%

+58.25%

-47.22%

+48.71%

+27.29%

+60.88%

-14.87%

📊

Gross Profit Growth (5Y)

+6992.40%

+503.47%

+335.52%

+0.76%

-9.63%

+58.12%

+60.75%

+36.85%

📊

Gross Profit Growth (10Y)

+8028.24%

+1435.17%

+1206.85%

📊

Operating Expenses

325

591

844

1,190

2,367

2,200

2,679

2,700

2,634

2,740

6,978

5,167

📊

Operating Expenses Growth (1Y)

+81.92%

+42.88%

+40.92%

+98.89%

-7.05%

+21.77%

+0.80%

-2.46%

+4.03%

+154.68%

-25.96%

📊

Operating Expenses Growth (5Y)

+628.55%

+272.25%

+217.24%

+126.91%

+11.29%

+24.55%

+160.50%

+92.88%

📊

Operating Expenses Growth (10Y)

+743.43%

+1080.78%

+774.28%

📊

Sell General Administrative

284

464

609

870

1,951

1,726

2,130

2,117

2,121

2,162

-89

📊

Research and Development

127

235

320

416

474

549

583

513

578

-149

📊

Other Income Expenses

-11

110

278

113

6,978

5,843

📊

EBITDA

-396

495

1,852

2,834

1,532

2,978

1,232

1,522

2,392

2,264

817

📊

EBITDA Growth (1Y)

+103.95%

+3065.12%

+274.57%

+52.97%

-45.94%

+94.40%

-58.62%

+23.54%

+57.09%

-5.34%

-63.89%

📊

EBITDA Growth (5Y)

+815.66%

+9704.56%

+502.19%

-33.47%

-46.27%

+56.12%

-23.98%

-72.55%

📊

EBITDA Growth (10Y)

+704.04%

+14389.80%

+5132.13%

📊

Depreciation and Amortization

107

145

148

145

105

📊

Operating Income

-397

476

1,799

2,699

1,425

3,039

-348

1,879

3,005

2,264

1,449

📊

Operating Income Growth (1Y)

+102.78%

+4209.30%

+278.18%

+50.07%

-47.23%

+113.30%

-111.45%

+640.26%

+59.90%

-24.65%

-36.00%

📊

Operating Income Growth (5Y)

+779.42%

+12806.06%

+538.82%

-119.34%

-30.39%

+110.91%

-25.50%

-52.31%

📊

Operating Income Growth (10Y)

+856.21%

+20409.93%

+13027.01%

📊

Interest Expense

245

128

📊

Pre Tax Income

-399

-60

475

2,110

2,707

686

2,770

1,029

1,327

1,354

2,019

1,066

📊

Tax Provision

-89

234

132

412

435

203

261

253

388

100

📊

NET INCOME

-310

-118

240

1,977

2,295

595

2,334

820

1,066

1,100

1,631

822

📊

Net Income Growth (1Y)

+61.98%

+303.79%

+722.67%

+16.04%

-74.07%

+292.27%

-64.88%

+30.03%

+3.24%

+48.25%

-49.62%

📊

Net Income Growth (5Y)

+839.72%

+604.48%

+871.04%

-58.54%

-53.54%

+84.96%

-30.10%

-64.78%

📊

Net Income Growth (10Y)

+454.77%

+1483.24%

+796.92%

📊

Basic EPS

-2.04

-0.78

0.46

10.9

12.9

3.26

12.66

4.72

6.34

13.28

9.64

4.98

📊

Diluted EPS

-1.88

-0.71

0.36

10.9

12.21

3.12

11.46

4.42

5.92

12.98

9.16

4.8

📊

Basic Average Shares

152

181

187

206

204

196

168

169

166

📊

Diluted Average Shares

165

181

188

206

207

196

180

178

169

📊

Breakdown	2015 12/31	2016 12/31	2017 12/31	2018 12/31	2019 12/31	2020 12/31	2021 12/31	2022 12/31	2023 12/31	2024 12/31	2025 12/31	TTM
REVENUE	2,525	4,339	5,582	7,597	10,604	11,645	11,381	9,866	13,057	14,204	12,791	13,195	📊
Revenue Growth (1Y)	--	+71.83%	+28.66%	+36.09%	+39.58%	+9.82%	-2.27%	-13.31%	+32.35%	+8.78%	-9.94%	+3.16%	📊
Revenue Growth (5Y)	--	--	--	--	+319.95%	+168.41%	+103.87%	+29.87%	+23.14%	+21.97%	+12.40%	+15.95%	📊
Revenue Growth (10Y)	--	--	--	--	--	--	--	--	--	+462.53%	+194.82%	+204.13%	📊
Cost of Revenue	2,597	3,737	4,262	4,585	5,609	8,012	5,631	6,831	8,544	8,459	3,549	418	📊
Cost of Revenue Growth (1Y)	--	+43.86%	+14.06%	+7.58%	+22.34%	+42.83%	-29.72%	+21.31%	+25.08%	-1.00%	-58.04%	-88.22%	📊
Cost of Revenue Growth (5Y)	--	--	--	--	+115.96%	+114.42%	+32.12%	+48.99%	+52.32%	+5.58%	-36.97%	-92.58%	📊
Cost of Revenue Growth (10Y)	--	--	--	--	--	--	--	--	--	+225.67%	-5.02%	-88.81%	📊
Gross Profit	-72	602	1,320	3,012	4,994	3,633	5,749	3,035	4,513	5,745	9,242	7,868	📊
Gross Profit Growth (1Y)	--	+930.87%	+119.27%	+128.16%	+65.81%	-27.25%	+58.25%	-47.22%	+48.71%	+27.29%	+60.88%	-14.87%	📊
Gross Profit Growth (5Y)	--	--	--	--	+6992.40%	+503.47%	+335.52%	+0.76%	-9.63%	+58.12%	+60.75%	+36.85%	📊
Gross Profit Growth (10Y)	--	--	--	--	--	--	--	--	--	+8028.24%	+1435.17%	+1206.85%	📊
Operating Expenses	325	591	844	1,190	2,367	2,200	2,679	2,700	2,634	2,740	6,978	5,167	📊
Operating Expenses Growth (1Y)	--	+81.92%	+42.88%	+40.92%	+98.89%	-7.05%	+21.77%	+0.80%	-2.46%	+4.03%	+154.68%	-25.96%	📊
Operating Expenses Growth (5Y)	--	--	--	--	+628.55%	+272.25%	+217.24%	+126.91%	+11.29%	+24.55%	+160.50%	+92.88%	📊
Operating Expenses Growth (10Y)	--	--	--	--	--	--	--	--	--	+743.43%	+1080.78%	+774.28%	📊
Sell General Administrative	284	464	609	870	1,951	1,726	2,130	2,117	2,121	2,162	0	-89	📊
Research and Development	40	127	235	320	416	474	549	583	513	578	0	-149	📊
Other Income Expenses	0	-11	28	110	278	99	113	61	0	0	6,978	5,843	📊
EBITDA	-396	16	495	1,852	2,834	1,532	2,978	1,232	1,522	2,392	2,264	817	📊
EBITDA Growth (1Y)	--	+103.95%	+3065.12%	+274.57%	+52.97%	-45.94%	+94.40%	-58.62%	+23.54%	+57.09%	-5.34%	-63.89%	📊
EBITDA Growth (5Y)	--	--	--	--	+815.66%	+9704.56%	+502.19%	-33.47%	-46.27%	+56.12%	-23.98%	-72.55%	📊
EBITDA Growth (10Y)	--	--	--	--	--	--	--	--	--	+704.04%	+14389.80%	+5132.13%	📊
Depreciation and Amortization	1	5	19	30	88	107	145	148	145	105	0	--	📊
Operating Income	-397	11	476	1,799	2,699	1,425	3,039	-348	1,879	3,005	2,264	1,449	📊
Operating Income Growth (1Y)	--	+102.78%	+4209.30%	+278.18%	+50.07%	-47.23%	+113.30%	-111.45%	+640.26%	+59.90%	-24.65%	-36.00%	📊
Operating Income Growth (5Y)	--	--	--	--	+779.42%	+12806.06%	+538.82%	-119.34%	-30.39%	+110.91%	-25.50%	-52.31%	📊
Operating Income Growth (10Y)	--	--	--	--	--	--	--	--	--	+856.21%	+20409.93%	+13027.01%	📊
Interest Expense	2	48	76	23	39	78	63	56	50	9	245	128	📊
Pre Tax Income	-399	-60	475	2,110	2,707	686	2,770	1,029	1,327	1,354	2,019	1,066	📊
Tax Provision	-89	58	234	132	412	91	435	203	261	253	388	100	📊
NET INCOME	-310	-118	240	1,977	2,295	595	2,334	820	1,066	1,100	1,631	822	📊
Net Income Growth (1Y)	--	+61.98%	+303.79%	+722.67%	+16.04%	-74.07%	+292.27%	-64.88%	+30.03%	+3.24%	+48.25%	-49.62%	📊
Net Income Growth (5Y)	--	--	--	--	+839.72%	+604.48%	+871.04%	-58.54%	-53.54%	+84.96%	-30.10%	-64.78%	📊
Net Income Growth (10Y)	--	--	--	--	--	--	--	--	--	+454.77%	+1483.24%	+796.92%	📊
Basic EPS	-2.04	-0.78	0.46	10.9	12.9	3.26	12.66	4.72	6.34	13.28	9.64	4.98	📊
Diluted EPS	-1.88	-0.71	0.36	10.9	12.21	3.12	11.46	4.42	5.92	12.98	9.16	4.8	📊
Basic Average Shares	152	152	57	181	187	206	204	196	168	83	169	166	📊
Diluted Average Shares	165	165	70	181	188	206	207	196	180	85	178	169	📊

Breakdown

2015

12/31

2016

12/31

2017

12/31

2018

12/31

2019

12/31

2020

12/31

2021

12/31

2022

12/31

2023

12/31

2024

12/31

2025

12/31

TTM

REVENUE

2,525

4,339

5,582

7,597

10,604

11,645

11,381

9,866

13,057

14,204

12,791

13,195

📊

Revenue Growth (1Y)

+71.83%

+28.66%

+36.09%

+39.58%

+9.82%

-2.27%

-13.31%

+32.35%

+8.78%

-9.94%

+3.16%

📊

Revenue Growth (5Y)

+319.95%

+168.41%

+103.87%

+29.87%

+23.14%

+21.97%

+12.40%

+15.95%

📊

Revenue Growth (10Y)

+462.53%

+194.82%

+204.13%

📊

Cost of Revenue

2,597

3,737

4,262

4,585

5,609

8,012

5,631

6,831

8,544

8,459

3,549

418

📊

Cost of Revenue Growth (1Y)

+43.86%

+14.06%

+7.58%

+22.34%

+42.83%

-29.72%

+21.31%

+25.08%

-1.00%

-58.04%

-88.22%

📊

Cost of Revenue Growth (5Y)

+115.96%

+114.42%

+32.12%

+48.99%

+52.32%

+5.58%

-36.97%

-92.58%

📊

Cost of Revenue Growth (10Y)

+225.67%

-5.02%

-88.81%

📊

Gross Profit

-72

602

1,320

3,012

4,994

3,633

5,749

3,035

4,513

5,745

9,242

7,868

📊

Gross Profit Growth (1Y)

+930.87%

+119.27%

+128.16%

+65.81%

-27.25%

+58.25%

-47.22%

+48.71%

+27.29%

+60.88%

-14.87%

📊

Gross Profit Growth (5Y)

+6992.40%

+503.47%

+335.52%

+0.76%

-9.63%

+58.12%

+60.75%

+36.85%

📊

Gross Profit Growth (10Y)

+8028.24%

+1435.17%

+1206.85%

📊

Operating Expenses

325

591

844

1,190

2,367

2,200

2,679

2,700

2,634

2,740

6,978

5,167

📊

Operating Expenses Growth (1Y)

+81.92%

+42.88%

+40.92%

+98.89%

-7.05%

+21.77%

+0.80%

-2.46%

+4.03%

+154.68%

-25.96%

📊

Operating Expenses Growth (5Y)

+628.55%

+272.25%

+217.24%

+126.91%

+11.29%

+24.55%

+160.50%

+92.88%

📊

Operating Expenses Growth (10Y)

+743.43%

+1080.78%

+774.28%

📊

Sell General Administrative

284

464

609

870

1,951

1,726

2,130

2,117

2,121

2,162

-89

📊

Research and Development

127

235

320

416

474

549

583

513

578

-149

📊

Other Income Expenses

-11

110

278

113

6,978

5,843

📊

EBITDA

-396

495

1,852

2,834

1,532

2,978

1,232

1,522

2,392

2,264

817

📊

EBITDA Growth (1Y)

+103.95%

+3065.12%

+274.57%

+52.97%

-45.94%

+94.40%

-58.62%

+23.54%

+57.09%

-5.34%

-63.89%

📊

EBITDA Growth (5Y)

+815.66%

+9704.56%

+502.19%

-33.47%

-46.27%

+56.12%

-23.98%

-72.55%

📊

EBITDA Growth (10Y)

+704.04%

+14389.80%

+5132.13%

📊

Depreciation and Amortization

107

145

148

145

105

📊

Operating Income

-397

476

1,799

2,699

1,425

3,039

-348

1,879

3,005

2,264

1,449

📊

Operating Income Growth (1Y)

+102.78%

+4209.30%

+278.18%

+50.07%

-47.23%

+113.30%

-111.45%

+640.26%

+59.90%

-24.65%

-36.00%

📊

Operating Income Growth (5Y)

+779.42%

+12806.06%

+538.82%

-119.34%

-30.39%

+110.91%

-25.50%

-52.31%

📊

Operating Income Growth (10Y)

+856.21%

+20409.93%

+13027.01%

📊

Interest Expense

245

128

📊

Pre Tax Income

-399

-60

475

2,110

2,707

686

2,770

1,029

1,327

1,354

2,019

1,066

📊

Tax Provision

-89

234

132

412

435

203

261

253

388

100

📊

NET INCOME

-310

-118

240

1,977

2,295

595

2,334

820

1,066

1,100

1,631

822

📊

Net Income Growth (1Y)

+61.98%

+303.79%

+722.67%

+16.04%

-74.07%

+292.27%

-64.88%

+30.03%

+3.24%

+48.25%

-49.62%

📊

Net Income Growth (5Y)

+839.72%

+604.48%

+871.04%

-58.54%

-53.54%

+84.96%

-30.10%

-64.78%

📊

Net Income Growth (10Y)

+454.77%

+1483.24%

+796.92%

📊

Basic EPS

-2.04

-0.78

0.46

10.9

12.9

3.26

12.66

4.72

6.34

13.28

9.64

4.98

📊

Diluted EPS

-1.88

-0.71

0.36

10.9

12.21

3.12

11.46

4.42

5.92

12.98

9.16

4.8

📊

Basic Average Shares

152

181

187

206

204

196

168

169

166

📊

Diluted Average Shares

165

181

188

206

207

196

180

178

169

📊

Ex-Dividend date
Payment date
Annual Dividend	0.19 ($)
Dividend Yield	25.41%
Shareholders Yield	--
Next Earnings
Market cap	61.75M (USD)
EPS (TTM)	4.98 ($)
P/E (TTM)	0.15 ($)
Last Close	0.75

Next Earnings
Market cap	61.75M (USD)
EPS (TTM)	4.98 ($)
P/E (TTM)	0.15 ($)
Last Close	0.75 ($)

Ex-Dividend date
Payment date
Annual Dividend	0.19 ($)
Dividend Yield	25.41%
Shareholders Yield	--
Next Earnings
Market cap	61.75M (USD)
EPS (TTM)	4.98 ($)
P/E (TTM)	0.15 ($)
Last Close	0.75

Next Earnings
Market cap	61.75M (USD)
EPS (TTM)	4.98 ($)
P/E (TTM)	0.15 ($)
Last Close	0.75 ($)